John Coscia has been an Independent Financial Advisor and an Income Tax Preparer since 1996. However, his experience extends well beyond these years. John grew up in his father, Angelo’s business which has been providing Tax and Financial services since 1966. Angelo passed the reigns to John, as Owner and President of AJC Advisors, when John purchased the firm in 2003. With a dedicated work ethic and knowledge of the financial markets, John has consistently grown his business year after year. He centers his focus on Retirement Planning and Income Strategies as well as many other areas of both tax and finance. He reached top tier performer at the first firm he was registered with and upon moving on from them his business success raised him to the level Chairman’s Club as one of his last firms highest producing Independent Advisors. John is now a Registered Representative with Royal Alliance Member FINRA/SIPC and looks forward to this exciting time. John is registered in over 9 states and holds his Series 7 & 63 Securities Registrations, while also holding Insurance licenses in New York and New Jersey, Pennsylvania, Wisconsin and Florida. In addition to his passion for this business, John is also a member of the knights of Columbus; he also enjoys spending time with his wife Lynn and two sons John and Dean.

John is a CERTIFIED FINANCIAL PLANNER™ Professional. He is a Registered Representative with Royal Alliance. Member FINRA/SIPC. Prior to joining AJC Advisors, John began his career in the financial services industry as a Financial Executive with Citicorp Investment Services and then as a Financial Advisors with Citi-Smith Barney. Those many years of brokerage and banking experience have provided him extensive knowledge in the areas of Portfolio Management, Investment & Retirement Planning and Income Strategies. Since joining AJC Advisors, John has been able to bring his experience in trust & estate planning and tax-planning to assist clients to help fulfill their financial goals and values the close relationships he has developed throughout the years with his clients.

John holds the following FINRA Series 7 (General Securities Representative), Series 63 (Uniform Securities Agent State Law Exam) and Series 65 (Uniform Investment Advisor Exam) Securities Registrations. He also maintains Life & Health and Property & Casualty Insurance licenses in the states of New York, New Jersey, Pennsylvania and Florida.

John earned his Bachelor's degree in Chemistry from Pitzer College and received a certificate for successful completion of the Financial Planning Certificate Program from Fairleigh Dickenson University prior earning the CFP® designation. John grew up on Staten Island , New York and now resides in New Jersey. John and his daughter, Adrienne enjoy sports, traveling and spending time together.